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Ill health retirement

Ill health retirement may be an option if you are suffering from serious ill-health which prevents you from working. 

If you have to retire early at any age, before Normal Pension Date, due to serious ill-health you may be able to receive an immediate pension.  This would be based on either your Pensionable Salary or Final Pensionable Salary, whichever is the greater, multiplied by your Pensionable Service, but the pension would not be reduced for early payment. 

In order to qualify, you need to satisfy the relevant ill-health tests under the Scheme's Rules and applicable tax legislation.  The Trustees need to be satisfied that your ill-health is sufficiently serious to prevent you from following your normal occupation or to impair seriously your earning ability.  Current tax legislation requires that the Trustees must receive medical evidence that you are (and will continue to be) incapable of carrying on your occupation, and that you have in fact ceased to carry on your normal occupation.