If you are married/in a registered civil partnership, then on your death after retirement your spouse/civil partner will receive a pension from the Scheme calculated as 50% of your pension at the date of death (or, if you took cash at retirement in exchange for pension, 50% of the pension, including increases, you would have received had you not given up pension in exchange for cash).

The spouse/civil partner’s pension will be paid monthly in advance for the rest of your spouse/civil partner’s life. If your spouse/civil partner is more than 10 years younger than you, the spouse's pension will be reduced.

Your spouse/civil partner's pensions will increase each year in the same way as your own pension would have done (link: pension increase).

Children’s pensions will be payable at the rate of one half of the spouse/civil partner’s pension for the first child, with two or more children sharing the equivalent value of the spouse/civil partner’s pension.

Children's pensions are payable to natural or legally adopted children up to the age of 18, or (if the Trustees so determine) under age 23 and in full time education

Your children's pensions will increase each year in the same way as your own pension would have done (link: pension increase).

In addition, if you die within five years after retiring, there will be a lump sum payable equal to the balance of five years' pension payments. This is payable to one or more beneficiaries. In order to ensure that the benefit is not subject to Inheritance Tax, the Trustees must make the final decision as to who receives it.  Nevertheless, the Trustees will take your wishes into account. To ensure that they are aware of those wishes, you are strongly advised to complete an Expression of Wish Form which should be returned to the Pensions Department. If your personal circumstances change later, you should complete a new form

If you are not married or in a registered civil partnership at the date of your death, the Trustees have discretion to pay a pension to another person. In doing so, the Trustees will consider unmarried partners (of the same or opposite sex) in the same way as married partners. However, the Trustees will only consider such dependants' pensions to be payable where financial dependency on the member can be demonstrated. The Trustees may therefore request such information as they feel is necessary to fulfil this requirement. The Trustees also have discretion to pay children’s pensions to other children who were financially dependent on you.